WEBVTT 00:00.000 --> 00:05.720 The judges and the courts, they love equity because it gives them great power. 00:06.100 --> 00:10.940 They don't just have jurisdiction over a place, all they need is jurisdiction over a person. 00:11.580 --> 00:17.780 So they can make that person perform what they want them to perform without having to 00:17.780 --> 00:18.600 have jurisdiction. 00:19.020 --> 00:22.860 So it gives them great power for what they can do, what they can accomplish, how they 00:22.860 --> 00:26.600 can help their cronies, but they're not quite used to us bringing it. 00:26.600 --> 00:32.700 This is The True Health Report, where critical appraisal fuels true freedom. 00:38.410 --> 00:41.990 Hello, everyone, and welcome to The True Health Report. 00:42.110 --> 00:45.890 And I suppose this episode should be called The True Law Report. 00:46.410 --> 00:49.130 But I'm your host, nevertheless, Dr. Andrew Kaufman. 00:49.910 --> 00:57.350 Now, today I'm continuing my series on equity law with a very special couple who are actually 00:57.350 --> 01:01.030 my mentors and teachers of equity at present. 01:01.030 --> 01:06.170 They're not my first teacher, but it's who I've been working with for about the last year. 01:06.690 --> 01:11.070 And they have excellent courses and a real in-depth understanding. 01:11.250 --> 01:18.230 But most importantly of all, they pass one of my strongest criteria for any teacher of law, 01:18.430 --> 01:23.830 which is that they actually do what they say in their own lives. 01:24.250 --> 01:28.290 So they're not just putting their students at risk. 01:28.290 --> 01:32.890 They actually take any risk that's involved themselves, and they have convinced themselves 01:33.730 --> 01:39.350 and demonstrated how to be successful and are imparting that knowledge onto the students. 01:40.110 --> 01:46.810 And that is a real key attribute and something that I have the utmost respect for. 01:47.110 --> 01:49.970 And today we're going to talk about some equity basics. 01:50.270 --> 01:57.590 So let me introduce Julian and Margaret Swan of standingontherock.com to the stage. 01:58.290 --> 01:59.110 Hello, guys. 01:59.870 --> 02:02.170 Hey, Andy. Great to be here. 02:03.030 --> 02:09.050 Fantastic. So do you want to add anything about yourselves to what I said? 02:09.150 --> 02:16.190 I didn't go into much detail, but clearly you too have devoted all your professional effort 02:16.190 --> 02:19.330 into this pursuit, and it definitely shows. 02:20.730 --> 02:23.490 Thank you. Yeah, we've been teaching for about three years. 02:23.490 --> 02:30.670 I started out in the engineering field and during the whole, you know, fake virus thing, 02:30.730 --> 02:34.830 which actually we found you, Andy, you brought us a lot of reassurance in those years. 02:35.130 --> 02:42.090 Thank God. And I got fired from my job and a week before Christmas of 2021 for not taking 02:42.090 --> 02:46.570 the vaccine. We knew that we had to find a way to stand on our God-given rights, 02:46.810 --> 02:50.550 you know, not mass, not take the test, not take the vaccine. 02:50.550 --> 02:55.650 And we were looking for an area of law that was entirely based off of God's word that didn't 02:55.650 --> 03:00.410 involve all this arguing and fighting that you see. And that's what led us to equity. 03:00.750 --> 03:05.090 And we spent a year bringing equity to our own lives, just charging some 03:05.670 --> 03:10.510 commercial messes that we had gotten ourselves into. And then we began teaching and it's 03:10.510 --> 03:13.430 been just three years of a wild journey ever since. 03:14.550 --> 03:20.570 Well, that's, you know, very interesting. And, you know, I suppose you have validated 03:20.570 --> 03:27.350 necessity as the mother of invention, right? And you figured out a way to be successful. 03:27.490 --> 03:32.130 And I think you made a key statement there that, you know, without arguing and fighting, 03:32.330 --> 03:39.430 can you expand on that a little bit? Absolutely. Equity is entirely based 03:39.430 --> 03:43.530 on God's word. You know, we take the example that was set for us in Scripture. 03:44.210 --> 03:47.870 When we are accused, we don't start contending and fighting with them. 03:47.970 --> 03:53.310 We simply ask the questions that prick the conscience, that drive right to the moral 03:53.310 --> 04:01.770 heart of the issue and stand in that more powerful position of soft power that compels 04:01.770 --> 04:06.170 performance rather than the contention that causes people to resist us. 04:06.170 --> 04:14.410 You know, arguing and fighting tend to be based on a fear or a belief in scarcity of 04:14.410 --> 04:17.930 some kind, that if I don't get mine, there's not going to be anything left for me. 04:18.350 --> 04:22.310 You know, if somebody has wronged me, I have to wrong them. I have to, you know, 04:22.350 --> 04:31.110 yell and point out their flaws. Well, in actuality, we see that we're able to 04:31.670 --> 04:36.430 compel performance far easier when we simply come in and help the court settle things 04:37.370 --> 04:43.090 as an accounting matter as opposed to arguing about the law. So there's all sorts of remedies out 04:43.090 --> 04:49.570 there that dive deep into the Constitution and law remedies from case precedents and the 1800s and 04:49.570 --> 04:53.070 such. These don't take into account the contracts that we've gotten ourselves into in the 04:53.070 --> 04:58.910 modern day. Ever since the 1930s, we have some quite onerous contracts that we're all given 04:58.910 --> 05:04.370 at birth. And, you know, we need to find a way to honor those contracts and walk in them with the 05:04.370 --> 05:10.350 true power that comes with the modern financial system as opposed to trying to argue our way out. 05:11.430 --> 05:18.750 So let me see if I understand this correctly. You're saying instead of trying to argue that 05:18.750 --> 05:24.150 these contracts are unfair or point out something in the law that's contradictory 05:24.690 --> 05:31.970 that should be in our favor, we simply accept whatever they have. If they have a document with 05:31.970 --> 05:40.070 our name on it, we simply satisfy the terms of that. Or we have another way of essentially 05:40.070 --> 05:46.790 dealing with it in a fair way without kind of saying, oh, this is unfair or this is fraudulent 05:46.790 --> 05:53.950 or we don't really owe this debt. We bypass all those approaches of arguing and contesting 05:54.790 --> 06:00.710 and just say, okay, we have an obligation. We'll satisfy it right now. 06:02.430 --> 06:07.010 Yeah, we get ourselves into all sorts of contracts in the modern day. Of course, 06:07.150 --> 06:09.810 you know, everybody knows about the social security number, the birth certificate. 06:10.410 --> 06:13.870 And this is true all over the Western world. We're all given a birth certificate and a tax 06:13.870 --> 06:22.250 number at birth. These constitute some very all-encompassing contracts. And this kind of gets 06:22.250 --> 06:27.830 into the spiritual aspect of things. I mean, the Bible does say not to make yourself a voluntary 06:27.830 --> 06:31.950 surety for strangers, but that's exactly the position that we're all born into, 06:32.950 --> 06:36.030 unless you're obvious, of course, which you got a little bit of a leg up there. 06:36.650 --> 06:43.190 Well, Julian, before you go further, will you define the word surety for us so that 06:43.190 --> 06:47.770 we know that you're talking about? And it's interesting that that word is in the Bible. 06:48.670 --> 06:57.790 Of course, surety means you're the one liable to pay. You are insuring the obligations of another 06:57.790 --> 07:05.430 party. So two parties enter into a contract. The party that is receiving the benefit from 07:05.430 --> 07:11.550 the other side perhaps doesn't have enough standing or enough reputation to be able to 07:11.550 --> 07:15.790 fully account for what he's receiving. And so somebody comes in to kind of vouchsafe 07:16.770 --> 07:19.470 his role in things, make sure that he does what he's supposed to. 07:19.870 --> 07:25.830 So this is kind of similar to being like a co-signer on a loan or on a lease, right, 07:25.970 --> 07:30.890 where you're not living in the apartment, but you guarantee that you'll make sure the lease 07:30.890 --> 07:35.650 is paid, right? You're the responsible party if the actual tenant doesn't pay. 07:36.570 --> 07:42.950 Correct. The theory goes that it's the all caps name that's the one that's involved in the contract 07:42.950 --> 07:47.770 and the new is the actual living person or the surety for that name. So whenever he messes up, 07:48.010 --> 07:49.070 it's you that's got it back. 07:50.270 --> 07:50.710 I see. 07:51.270 --> 07:58.910 Using the all caps name for everything to make it liable for everything. So then through our 07:58.910 --> 08:01.870 contracts we become the surety for that all caps name. 08:03.450 --> 08:07.670 And the Bible, you're saying warrants against being a surety. 08:08.650 --> 08:12.830 Right. Yeah, it says he that hates surety ship will be sure. 08:13.570 --> 08:19.710 So we certainly are roped into going against that basically from the moment of our births. 08:20.150 --> 08:24.630 Right. Now we didn't volunteer to become a surety, did we? 08:26.190 --> 08:31.450 No. I'm using the term volunteer in the legal sense in which you're somebody who 08:31.450 --> 08:39.750 is receiving a benefit without really giving anything in return. And so we are we are actually 08:39.750 --> 08:46.810 in this case receiving that they claim, you know, we're receiving the benefit of not having to sell 08:46.810 --> 08:50.330 any of our debts with actual world money. We're just using these things called Federal Reserve 08:50.330 --> 08:54.890 nodes, which look up node, it's just evidence of a debt. You know, we're receiving the benefit 08:54.890 --> 08:58.390 of kind of having them figure out our whole financial lives for us. And we just kind of 08:58.390 --> 09:00.970 report it to their tax agencies at the end of the year. 09:02.150 --> 09:06.010 There are licenses and registrations and passports. 09:06.590 --> 09:11.650 Right. We're actually we're seen as commercial enemies, you know, foreign enemies of the United 09:11.650 --> 09:15.750 States for commercial purposes ever since the amendments to the the Trading with the Enemy 09:15.750 --> 09:19.810 Act and the war powers, the emergency powers that have been stacked on top of each other 09:19.810 --> 09:23.590 throughout the years. And so we're actually being given a benefit of being able to 09:23.590 --> 09:28.450 operate in commerce through their licensing system. I can go more in depth on on that if you 09:28.450 --> 09:35.650 like. But yeah, it's well, let me let me give a brief summary to for those in the audience who 09:35.650 --> 09:41.650 may not have heard of this. But what you guys are referring to is that there was a major, 09:41.730 --> 09:50.250 you know, change to the financial system in 1933. And part of that was delineating, 09:50.250 --> 09:57.070 you know, US citizens as enemies of the state and applying the Trading with the Enemies Act 09:57.070 --> 10:03.910 from World War One to American citizens. And because they were considered as enemies of the 10:03.910 --> 10:10.150 state, they had to be regulated in commerce. So they had to require licenses, for example. 10:10.410 --> 10:16.990 And then at the same time, the money was taken out of the system, right? The constitutional 10:16.990 --> 10:23.550 money, the gold and silver, and all of the, you know, quote unquote currency now became 10:24.350 --> 10:33.090 essentially debt instruments or debt notes, right? That are promised against our surety ship, 10:33.190 --> 10:38.930 essentially. Yeah, and I know you have a great video about this based on Eugene Schroeder's 10:38.930 --> 10:44.070 War Powers Report just dives into all the primary source material about how and why this 10:44.070 --> 10:49.590 happened, you know, basically in the height of the Great Depression, across the entire Western 10:49.590 --> 10:54.510 world, we saw every Western country abandoning the gold standard and the silver, of course. 10:55.030 --> 10:59.550 And the Constitution, the Article I, Section 10 Clause, one set forth that only gold and silver 10:59.550 --> 11:03.790 could be used as tender for settlement of debts. Whereas the rest of the Western world had 11:03.790 --> 11:08.910 already kind of incorporated negotiable instruments in place of real money ever since the late 11:09.690 --> 11:14.990 1800s, with the Bill of Exchange Acts. But the United States held out to the 1930s, 11:14.990 --> 11:20.770 specifically 1933, about five days into Roosevelt's new presidency. They passed the 11:20.770 --> 11:25.670 Emergency Banking and Relief Act. This exempted the gold clause of the Constitution and allowed 11:25.670 --> 11:29.650 them to bring in negotiable instruments to pass freely as a substitute for money, 11:29.930 --> 11:33.710 basically in keeping with the entire transition that had been going on for a couple of decades 11:33.710 --> 11:40.790 already with the new central banking system. This war of governments versus central banks 11:40.790 --> 11:45.910 that have been fought for hundreds of years that the banks finally won in the United States 11:45.910 --> 11:52.390 in 1913 with the Federal Reserve Act. And so this process just brought us all under 11:52.390 --> 11:58.070 negotiable instruments, the modern monetary theory system. And in order to get around 11:58.070 --> 12:02.290 the Constitution, they had to use the very war powers that the Constitution provides an 12:02.290 --> 12:07.510 exemption for, declaring all of us to be commercial enemies in order to get around the 12:07.510 --> 12:11.670 gold clause and to be able to license our day-to-day commercial activities. 12:12.390 --> 12:16.230 And it's interesting that every single president since then has, 12:17.250 --> 12:21.170 since acquiesce or agreed to that same condition. 12:21.430 --> 12:25.110 Right. Every president has to sign the emergency powers back into effect 12:25.110 --> 12:27.430 every single year and every single one of them has done so. 12:27.430 --> 12:29.450 I don't know what side they're on. 12:30.510 --> 12:36.870 That's right, because this is all, when you talked about the enemies of the state, 12:37.050 --> 12:42.570 being the people, commercial enemies, well, that constitutes an emergency situation. 12:42.950 --> 12:50.330 And when there's a state of emergency, it suspends various aspects of constitutional 12:50.330 --> 12:58.670 protections of natural law. So as a result of that, the emergency can only exist for a limited 12:58.670 --> 13:04.650 period of time. And that's why it has to be renewed by each executive that comes into office. 13:05.050 --> 13:11.710 So those people, for example, who are big proponents of Trump, you could ask the question, 13:11.870 --> 13:16.650 why did he also renew this banking emergency and allow the system to continue? 13:16.650 --> 13:22.970 But essentially what this has resulted in and why it's a victory for the banks, as you pointed out, 13:23.090 --> 13:31.130 is because instead of having to pay humans to mine gold and silver out of the earth, 13:31.390 --> 13:37.410 or exchange it for their labor for pre-existing silver, now they can, 13:37.670 --> 13:41.570 with the stroke of a pen originally, now with a few keystrokes, 13:41.570 --> 13:48.270 they can just bring new currency into existence, almost as if it's magic, 13:48.650 --> 13:54.510 but it doesn't require any investment from them to reap the rewards of that. 13:55.810 --> 14:01.830 Correct, yeah. I mean, in the 1800s, if there was some kind of right violated, 14:02.310 --> 14:06.010 and we go and have a fight about it, but now, just with the stroke of a pen, 14:06.550 --> 14:11.790 we can create a negotiable instrument and use that to settle any kind of disputes or 14:11.790 --> 14:15.910 controversies. You know, the modern day money literally does grow on trees. I mean, 14:15.930 --> 14:20.150 it's just paper with a signature on it. Or it grows on digital trees. 14:20.630 --> 14:26.670 Well, it grows in coal mines to create the electricity for the bits of data to move around. 14:29.150 --> 14:36.590 So can you define, like in simple terms, what exactly a negotiable instrument is? Because 14:36.590 --> 14:40.510 we've been using that term and it's kind of scary for people. They don't realize that 14:41.070 --> 14:45.350 every kind of money they've dealt with in their life are only negotiable instruments. 14:47.070 --> 14:53.150 Yeah, basically it's an advanced financial concept from olden times that has been 14:53.870 --> 14:59.550 adapted in the modern day to constitute a far broader reach of our transactions. 15:00.510 --> 15:07.870 So to break it down, it comes from a maritime law where goods would have to be shipped across seas, 15:08.250 --> 15:13.490 and it would take several months to get there, and the voyage would be dangerous. Sometimes 15:13.490 --> 15:19.170 they're having to ship gold and silver across robber infested lands, and it got to be just 15:19.170 --> 15:25.250 too expensive and too risky to be doing that. So the banks came up with a system whereby they could 15:26.130 --> 15:31.650 negotiate paper, just put a promise on a piece of paper and have it backed by the full faith and 15:31.650 --> 15:39.290 credit of that financial institution. Somebody would take it to a bank in Jerusalem or in India 15:39.830 --> 15:42.930 and would be able to get the equivalent amount of gold or silver, 15:42.930 --> 15:50.310 reimbursed them, or goods, whatever the voyage required. So it was an advanced financial instrument, 15:50.870 --> 15:59.690 but in the modern day, it contains a promise to pay. It's vouched for by somebody's signature 16:00.210 --> 16:06.370 indicating their promise performance to pay it, and there's a few other factors. It has 16:06.370 --> 16:12.030 to be payable within a certain time and there's a couple other factors about it. But in the 16:12.030 --> 16:19.030 modern day, it's been adapted to a very broad range of just everyday activities. I mean, even 16:19.030 --> 16:25.250 now just receiving a summons from a court or a complaint, something that generates a court case 16:25.250 --> 16:30.070 like a complaint or a grand jury indictment or something. All of these things actually meet 16:30.070 --> 16:35.330 all the fundamental legal qualities of a certain type of commercial instrument called a draft, 16:36.090 --> 16:41.930 and this gives us a lot of power in commercial law if we understand how to wield it. 16:43.090 --> 16:52.110 Now, just to not confuse everybody, a draft is the word that is used in the UCC, but in the 16:52.110 --> 16:57.230 countries like Canada and the UK, they call it a bill of exchange, correct? 16:58.530 --> 17:03.850 Correct. It's a particular type of bill of exchange, but they'll be more familiar with 17:03.850 --> 17:08.170 that language. Yes. So we've traced this out all through the UCC and through all the 17:08.170 --> 17:12.990 bills of exchange acts as well all across the Western world, which the UCC is based off of, 17:12.990 --> 17:18.670 specifically, UCC Articles 3 and 9 and their equivalents across the various bills of exchange acts. 17:22.350 --> 17:27.650 Oftentimes, it's the signature that gives that draft or that bill of exchange, 17:27.970 --> 17:33.350 that commercial energy. So that's what's the power, is the signature. 17:33.350 --> 17:39.450 Yeah, the modern day, the signature really represents your performance. The signature on 17:39.450 --> 17:45.710 that draft instrument can be taken to the central bank and it basically exchanged for credits or 17:45.710 --> 17:51.810 dollars in the account upfront based on whoever signed its promised performance. Basically, 17:51.870 --> 17:55.450 when you go to the bank, you sign the credit card agreement. The only thing transacted of 17:55.450 --> 18:01.550 any value between you and the bank is that signature, which they convert to many times over 18:01.550 --> 18:07.290 what they're lending you pretty much immediately based upon your promising to pay off this debt for 18:07.290 --> 18:15.010 quite a long time. Let me give an example to people of this that they're very familiar with 18:15.010 --> 18:21.230 and that is writing a personal check because that is also a draft, which is defined as an 18:21.230 --> 18:29.070 order to pay. And so when you write out a check, of course, you know that the check 18:29.070 --> 18:32.090 you can't do. Nobody can do anything with it unless you sign. 18:33.870 --> 18:39.310 So the signature line has to be there. Otherwise, there's no energy. You can put dollar amounts 18:39.310 --> 18:43.190 and you could put a payee in there, but it won't matter without the signature. So 18:43.190 --> 18:48.590 that's an example of the commercial energy. And what the check is, is that you're ordering 18:49.350 --> 18:55.650 the bank, which holds your account that's named on the check to pay the payee, whoever 18:55.650 --> 19:02.970 you put pay to the order of. So it could be your utility company, it could be your brother-in-law 19:02.970 --> 19:09.130 who paid for dinner and you're paying your share, whatever it is. And so there are three parties, 19:09.350 --> 19:16.190 the person ordering to pay, the party that's paying, which is usually the bank, and then 19:16.190 --> 19:22.670 the payee who's receiving the payment. And there's one other signature that has to be there 19:22.670 --> 19:28.370 in order to use that check and that's the endorsement. And that is really kind of the giveaway that it's 19:28.370 --> 19:33.890 a negotiable instrument that it could be endorsed, which is a way of transferring it 19:35.050 --> 19:41.090 to another party. That party could be the payee or they could endorse it to yet another party. 19:41.230 --> 19:45.730 And there could be a whole series of endorsements like hundreds of them just passing 19:46.310 --> 19:53.150 this check around and no one ever caches it. And that's kind of what happens with 19:54.670 --> 20:01.570 many of the notes that are our Federal Reserve notes. But the example that you talked about, 20:01.750 --> 20:07.530 let's say you get a summons like from the motor vehicle department, like for a traffic citation, 20:08.450 --> 20:17.270 that summons is ordering you to pay. And it often will have a dollar amount on it. 20:17.390 --> 20:24.050 And so that's how you know it's a negotiable instrument because it's one party telling another 20:24.050 --> 20:32.270 to pay an amount. Correct. And there's other fundamental legal qualities such as being 20:32.270 --> 20:38.790 payable within a certain time, it being a request from those who control the account, 20:38.870 --> 20:43.110 that's very important as well. Because to make the parallel with the court, 20:44.390 --> 20:48.330 you look up bank and black solid dictionary, it'll just tell you right away it's a court, 20:48.450 --> 20:53.230 they don't even try to hide it. But to draw the parallel there, the judge 20:54.330 --> 21:00.570 or the prosecutor are signing the instrument, ordering you to pay within a certain amount 21:00.570 --> 21:06.110 of time a certain amount of money and satisfying all the fundamental legal qualities of a draft. 21:06.650 --> 21:10.950 And so if it looks like a duck, quacks like a duck, walks like a duck and treat it like a duck, 21:11.590 --> 21:18.470 you can accept the draft. And we are conferred just a ridiculous amount of power under UCC 21:18.470 --> 21:23.950 Articles 3 and 9 when we began accepting these draft instruments and helping the courts to 21:23.950 --> 21:28.370 basically sell their books on the matter. We're able to go in and treat the case 21:29.010 --> 21:33.210 like an accounting matter. Because if you look up the definition of discharge and blacks under 21:33.210 --> 21:37.290 subhead or equity practice, you'll see that equity makes you the accounting defendant. 21:37.850 --> 21:42.390 And in the modern day, that's quite useful because under modern monetary theory, 21:42.530 --> 21:47.570 everything has become commercialized. I think one of the things that we do is take people 21:47.570 --> 21:54.650 to source material, you know, blacks law dictionary and the thesaurus, the legal thesaurus 21:54.650 --> 22:00.270 and commercial manuals and so on. And you start to see a little bit different, you know, 22:00.310 --> 22:05.290 how these words, how they use these words and how we can also use them. Like for instance, 22:05.850 --> 22:11.630 you spoke of a summons and if there's a warrant out for someone's arrest, 22:11.990 --> 22:16.770 that again is making them the surety, you know, they'll come and ask for the body of that person 22:17.590 --> 22:20.790 to show to make sure that you show up in court and pay the debt. 22:21.650 --> 22:27.890 So that's what that's about. Also another thing about equity, equity jurisprudence as a 22:28.870 --> 22:36.070 section of law came about because the common law was all about 22:36.890 --> 22:42.890 in rem, which is about the property only. And that was how you settled debts was either 22:42.890 --> 22:50.770 money or property, but equity came about to be about performance. So that you could perform 22:50.770 --> 22:55.610 in order to in Jolene could probably offer some examples of the way that in performance work. 22:56.470 --> 23:00.930 Well, sir, you know, equity came about because of the imperfections in the common law. I mean, 23:00.950 --> 23:04.810 again, you can look this up in blacks as well, the equity came about as a more moral solution 23:04.810 --> 23:10.070 to the strict law that was available under common and commercial law. Oftentimes, 23:10.630 --> 23:14.410 common law and commercial law did not capture the full remedy that somebody needed. 23:14.970 --> 23:18.330 It would just pay out damages, perhaps if you had the correct cause of action, 23:18.730 --> 23:22.590 that maybe you need the person that wronged you to do some kind of performance to 23:22.590 --> 23:27.250 stop blasting their music all day long or, you know, whatever the case may be. 23:28.150 --> 23:34.050 So equity actually is able to exercise jurisdiction over the actual performance 23:34.050 --> 23:39.910 of individuals as opposed to just paying out damages. We do talk a lot about blacks 23:39.910 --> 23:44.570 law dictionary and Burton's legal the source and they're quite useful resources, but ultimately 23:44.570 --> 23:49.670 these are just secondary sources. We actually in our class, we take the students deep into 23:49.670 --> 23:54.150 primary source material and they're tracing these things through the Federal Reserve Act, 23:54.450 --> 23:59.410 the banking acts, the bills of exchange acts and all the countries and all the various 23:59.410 --> 24:04.590 ways that we came off the gold standard and entered this modern monetary theory of 24:04.590 --> 24:09.350 securitization, hypothesization and and negotiable instruments. 24:10.390 --> 24:18.090 So I think that go ahead. Oh, I think it's really good to mention like the specific bodies of law 24:18.830 --> 24:24.450 where these principles that were discussed and come from. So I'm glad that you mentioned that. 24:24.490 --> 24:28.730 So you mentioned several things, right? The Securities Exchange Act, the Emergency 24:28.730 --> 24:36.350 Banking Act, the Federal Reserve Act and there are other federal laws that are relevant as well. 24:36.970 --> 24:42.930 And we mentioned the Uniform Commercial Code, specifically Article Three, which has to do with 24:42.930 --> 24:49.610 negotiable instruments and Article Nine, which has to do with securitization. And then going 24:49.610 --> 24:54.770 with that, if you're in one of the, you know, British colonies, then you would look at the 24:54.770 --> 25:00.870 bills of exchange act, right? Because they haven't adopted the UCC there, but the rest of the world 25:00.870 --> 25:07.790 pretty much has the UCC. So now that we know, you know, what the primary sources are, 25:08.450 --> 25:14.170 can you give like a definition of exactly what equity is? 25:15.770 --> 25:24.750 So in the modern day, all government agencies, court systems, banks, etc., all forced to 25:24.750 --> 25:28.930 cooperate with the central banks in order for the overall functioning of the economy. 25:29.270 --> 25:35.470 What this winds up looking like is that they all have to participate in securitization schemes 25:35.470 --> 25:41.470 in order to make the money that they need to operate day to day. So the banks, you know, 25:41.470 --> 25:47.710 I mentioned when you go in, you sign a credit card agreement, whether they reject you or 25:47.710 --> 25:51.190 approve you for the card, they're still going to use your signature on that document, 25:51.670 --> 25:56.890 convert it into a performance contract based upon your promise to work very hard to pay off the debt. 25:57.810 --> 26:01.270 And the central bank will actually give them money in their account for that promise. 26:01.970 --> 26:07.610 You know, they extracted that promise from you, you know, the payer of the debt. 26:08.710 --> 26:12.650 You know, when it comes to a court system, again, it's very similar. They're extracting 26:13.090 --> 26:19.270 performance from you. They're getting you to agree to certain behavior, which allows them 26:19.270 --> 26:25.110 to guarantee that behavior with certain bonds. You know, every court case, you know, we of course 26:25.110 --> 26:30.050 know about the appearance bond in a criminal case, that one they don't try to hide. I mean, they, 26:30.490 --> 26:34.950 you know, you get to bail out of jail and you have to sign an appearance bond guaranteeing your 26:34.950 --> 26:38.490 promise to appear in court. Were you about paying your debt to society? 26:39.350 --> 26:43.390 Yeah, I mean, there's penal bonds. I mean, I always thought it was real, 26:43.390 --> 26:49.950 you know, interesting that what a bonds, right? Bonds is like something you think about Wall Street, 26:50.230 --> 26:56.390 right? I mean, they even have Bond Street in the financial district. So why is someone charged with 26:56.390 --> 27:02.890 a crime, right? Why are they going to a bail bondsman? Why are they bonding out, right? 27:03.670 --> 27:07.930 You know, I mean, obviously you said already that according to Black's law, 27:07.930 --> 27:17.170 right? A court is actually a bank, but this is so, you know, veiled and opaque to the average person. 27:17.930 --> 27:22.010 Yeah, I mean, that's really the question that begins to unravel the whole thing. I mean, 27:22.090 --> 27:25.170 it's they stick it right out there in your face. Most people don't question it, 27:25.190 --> 27:30.530 but once you start to think about it, you know, why are bonds being generated on every 27:30.530 --> 27:34.030 single case? I mean, not just the appearance bond, but they have the bid performance and 27:34.030 --> 27:39.250 settlement bonds on every single case. And then, you know, the court is requesting these bond companies 27:39.250 --> 27:44.030 to generate these bonds. The court takes possession of them, passes them off to an indenture trustee 27:44.030 --> 27:51.650 to be pulled inside of a securities fund, like a bond fund packaged along with hundreds of other 27:51.650 --> 27:57.230 bonds to be traded on the open market. And we have at least indirect proof of this. I mean, 27:57.650 --> 28:02.390 you know, if you have a relationship with any investment broker that is able to use a 28:02.390 --> 28:07.310 Bloomberg terminal, for example, any kind of user interface whereby they can access the back end of 28:07.310 --> 28:12.830 the securities and exchange commission computer system, they can type in somebody's name, somebody's 28:12.830 --> 28:18.690 social security number and somebody's court case and pull up all these bonds that are associated 28:18.690 --> 28:25.630 with these these three factors. So it just it just proves that, you know, there are bonds 28:25.630 --> 28:30.090 generated on all of these cases and they're being traded on the open market for a profit. 28:30.090 --> 28:34.630 And so courts actually have a financial interest in every single case that they 28:35.370 --> 28:40.570 oversee. And even on something as serious as like a murder case, you know, they're still making bets 28:40.570 --> 28:45.130 on it. I mean, it's it's crazy the way the world runs in the modern day. Yeah, they're just 28:45.990 --> 28:51.390 they're having lots based on, you know, what happens in that court case, what happens to that 28:51.390 --> 28:56.050 person who's in the court case. And you know, they're just like the people back there on the 28:56.050 --> 29:03.910 street, you know, you know, dice on the corner. Yeah. Well, you know, this sounds exactly like 29:03.910 --> 29:11.570 mortgage backed securities, for example, or other securitized derivatives, right, where they take 29:11.570 --> 29:22.230 all of the the notes from various mortgage loans and pull them in a trust and have investors 29:22.230 --> 29:30.690 buy shares of that pool and essentially bet are the people with the notes that, you know, that the 29:31.950 --> 29:36.930 the promissors in that pool of notes, are they going to pay their monthly payment or 29:36.930 --> 29:42.570 are they going to default, right? And they're betting probably both ways. You know, there 29:42.570 --> 29:46.550 are way, right, you can have a short or a long position. So you could bet that they're 29:46.550 --> 29:51.210 going to default or you could bet that they're going to pay. And so they're doing the same 29:51.210 --> 29:58.770 thing with criminal court cases, civil court cases, right, all court cases on the back end 29:58.770 --> 30:04.030 that they're generating negotiable instruments and then putting them into pulling them into a 30:04.030 --> 30:11.490 trust. And the holders of these shares are institutional investors, right? They're not 30:12.330 --> 30:18.310 regular people who might buy a few shares of Microsoft or Apple, right there. We're talking 30:18.310 --> 30:27.690 about pension funds and other types of major institutional investors. And I understand even 30:27.690 --> 30:35.010 the judges and other members of the court may be shareholders in some of these schemes. 30:36.050 --> 30:42.210 Correct. Yeah, it's a very cynical system. I mean, we're, you know, basically all human behavior 30:42.210 --> 30:46.010 and human accomplishments, you know, we just got all these, you know, banks and 30:46.010 --> 30:53.990 financiers making bets on it. Yeah, you can trace the United States code has specific codes about 30:53.990 --> 31:00.010 what's called the court registry investment system. That's what the financial kind of pipelines look 31:00.010 --> 31:05.530 like at the federal level, whereby, you know, these bonds are passed into these funds traded 31:05.530 --> 31:09.210 on the open market and the profits actually feedback through the court registry investment 31:09.210 --> 31:13.650 system into the federal courts. And of course, every state level court also has its own 31:13.650 --> 31:20.510 equivalent of this. And Canada is on the same system as the United States, you know, under the 31:20.510 --> 31:25.710 same securitization system, there's a separate system for the UK and Ireland, there's a separate 31:25.710 --> 31:29.990 system for Australia and New Zealand, but it's all a reflection of the same thing. 31:30.890 --> 31:36.310 Now, everything you're talking about with this system, though, this is commerce not equity. 31:37.930 --> 31:44.690 Correct. Yeah, thank you for pointing that out. Yes, we exploit a lot of, you know, very 31:45.770 --> 31:53.030 useful commercial loopholes for lack of a better word, just basically exploiting the way that the, 31:53.050 --> 31:58.550 you know, the modern system works. And we, you know, we dive deep into finance for that. 31:58.890 --> 32:04.290 But we must wrap these things in a veil of equity in order to avoid contracting with the 32:04.290 --> 32:08.310 courts. So really, you know, I can go back to the issue of the negotiable instrument. There's 32:08.310 --> 32:12.450 a million processes out there that use negotiable instruments, you know, that teach you how to 32:12.450 --> 32:16.870 write a promissory note or a bill of exchange or whatever until you can pay your bills with it, 32:16.970 --> 32:22.370 or you can sell the court case with it, but really sets us apart, you know, because we're 32:22.370 --> 32:28.250 using a similar instrument, but we teach the students how to not contract with the courts. 32:28.510 --> 32:33.150 So usually when somebody goes into court, you know, even if they give them an 32:33.150 --> 32:37.690 negotiable instrument, even if it's properly tender, they still open themselves up to a number 32:37.690 --> 32:42.070 of other contracts with the court and left all of these avenues, including the negotiable instrument 32:42.590 --> 32:46.450 available to the court to use to settle the matter. And most of those just involve the 32:46.450 --> 32:51.170 person going to jail or whatever. And so of course, the court is going to use the contractual 32:51.170 --> 32:57.530 avenue that's been opened up that benefits them the most. So when we use equity, we're able 32:57.530 --> 33:02.550 to employ these commercial techniques, but in a way that we don't trip over these 33:02.550 --> 33:09.030 adhesion contracts that courts use to ensnare people and get them to volunteer for, you know, 33:09.050 --> 33:14.750 a prison sentence or a fine or, you know, whatever the case may be. So that's really the most 33:14.750 --> 33:19.850 important part of our process is that there are just a million different adhesion contracts out 33:19.850 --> 33:25.430 there, and equity is what helps you avoid those and only leave that one avenue available 33:25.430 --> 33:28.950 to them, which is the negotiable instrument that you've tendered in order to fully 33:28.950 --> 33:33.290 settle and close the matter. And so as long as that's the only thing available to them to settle 33:33.290 --> 33:38.330 everything, you know, eventually, with all these cases, the train must come into the station. 33:39.430 --> 33:43.970 And when things come to an end, they'll have to use that one avenue that we've left available 33:43.970 --> 33:48.070 to them to settle the matter. Do you want to say anything? Oh, I was just going to say, 33:48.230 --> 33:54.950 we sometimes call it the art of inquiry, where we use very, very specific particular 33:54.950 --> 34:03.250 questions in order to bring out the truth, the points that we're trying to make and 34:04.090 --> 34:11.670 that do prick the conscience, that do maybe imply some liability on their part. And that 34:11.670 --> 34:16.450 can be in a courtroom or any authority figure, somebody trying to tell you to wear a mask, 34:16.690 --> 34:20.970 somebody trying to tell you to take a vaccine, whatever. So it is that art of inquiry, which 34:20.970 --> 34:27.070 which also, you know, there's that saying, the person who's asking is asking, you know, 34:27.090 --> 34:31.050 it's the king that's asking the question, you're directing the conversation when you're 34:31.050 --> 34:38.970 asking the questions. And also, it's more, it's non combative. So we're not accusing people 34:38.970 --> 34:43.470 of things, we're not telling them this, we're not fighting, we're just asking questions. And, 34:43.770 --> 34:46.810 you know, you can always say, don't I have a due process right to 34:47.410 --> 34:51.450 ask questions on my very life, my freedom is on the line. 34:51.650 --> 34:57.110 Yeah, we have to do that because the court is the one venue in all the world that was created to 34:57.110 --> 35:01.170 eliminate controversy. So when you go into the court, you know, and you have a dispute with 35:01.170 --> 35:04.790 somebody, you say the law should apply one way, they say the law should apply another way, 35:05.170 --> 35:08.570 you're basically you're both giving the authority to the judge to settle the whole 35:08.570 --> 35:12.450 thing, according to however he wants to do so. And equity gives them a very broad 35:12.450 --> 35:18.390 discretion. I mean, usually it's used against us for that reason. But when you come in and just 35:18.390 --> 35:22.590 ask questions, and don't create controversy, don't cite laws, don't make statements, 35:23.170 --> 35:28.970 then you have shut down that entire avenue of, you know, the way that most people come 35:28.970 --> 35:34.390 in contract with the court by creating controversy. And so the questions just help us to remain 35:35.770 --> 35:40.390 in a position of commercial honor, accepting their instruments to help them settle and 35:40.390 --> 35:45.510 close the matter as I discussed, and not opening up those other avenues of adhesion contracts. 35:46.510 --> 35:53.630 So I think one point that you're really making here is that you are bypassing or side stepping 35:54.240 --> 36:03.860 all of the, you know, statutes, codes, and case law to just really make it a financial and 36:03.860 --> 36:11.000 accounting matter. And you're also using kind of like the Socratic method, right, of inquiry, 36:11.260 --> 36:18.200 not making, not testifying, right, not making claims, but asking questions to sort of probe 36:18.200 --> 36:27.180 at some of the unethical and perhaps even illegal at some level activity that they're 36:27.180 --> 36:34.260 trying to make as much money from your controversy as possible. But let me ask this, 36:35.120 --> 36:43.300 you know, does this only take place in a special court? Because, you know, courts are in maritime 36:43.300 --> 36:49.240 or commercial jurisdiction, as far as I understand, and they have, you know, civil 36:49.240 --> 36:54.240 procedure, right, that is mapped out that you have to do things a certain way, speak in a certain 36:54.240 --> 36:59.240 way, move the court in a certain way. But it sounds like you're not doing this in equity. 37:01.360 --> 37:06.600 So equity has been combined under the overall commercial court system. And this goes back to 37:06.600 --> 37:12.180 the Judicature Acts of the late 1800s. For most Western countries, the United States, 37:12.280 --> 37:18.320 it happened with the rules of federal criminal or civil procedure in the 1930s. But 37:19.480 --> 37:23.240 whatever the case may be in the modern day, equity is combined under the overall commercial 37:23.240 --> 37:27.080 court system. And so you can bring equity in any court in the land, you don't have to be in a special 37:27.080 --> 37:35.640 chance to report. You know, there's maximums such as equity follows the law, or in a fiction of law, 37:35.820 --> 37:41.980 equity is always present, or where the law feigns equity subsists. So these are describing 37:41.980 --> 37:46.820 situations where the law is inadequate to provide the most moral remedy. When the law 37:46.820 --> 37:51.680 messes up, equity follows in to clean up the mess. And even the Judicature Acts stated 37:51.680 --> 37:57.460 that where the laws of commercial or common law conflict with equity, equity will always prevail. 37:58.860 --> 38:02.980 So in the modern day, when they're making bets on every case and every court has a 38:02.980 --> 38:08.400 financial interest in every matter, clearly the law has feigned and equity needs to come in and 38:08.400 --> 38:16.400 clean up the mess. I would say too, as far as equity goes, we know that the judges and the 38:16.400 --> 38:23.020 courts, they love equity because it gives them great power. They don't just have jurisdiction 38:23.020 --> 38:28.960 over a place, all they need is jurisdiction over a person. So, and they can make that person 38:28.960 --> 38:34.820 perform what they want them to perform without having to have jurisdiction. So it gives them 38:34.820 --> 38:39.080 great power for what they can do, what they can accomplish, how they can help their cronies, 38:39.180 --> 38:45.740 but they're not quite used to us bringing it. So that's where we come in to really help 38:45.740 --> 38:51.200 people understand the standing that they have in equity and to be able to stand in front of a judge 38:51.200 --> 38:58.980 confidently and as an equal really, and speak to the judge about these issues in the form of a question. 38:59.620 --> 39:04.360 Yeah, the judge has given a very broad discretion in equity. He's actually able to go 39:04.360 --> 39:08.360 outside of the confines of the law and just come up with whatever solution he feels is most 39:08.360 --> 39:13.000 moral. Eustis Mullin's actually famously bitterly complained about equity because of 39:13.000 --> 39:16.400 this reason. He claimed they were just using it against us and they didn't even have to follow the 39:16.400 --> 39:21.080 law. What he didn't understand was the adhesion contracts. I mean, he was writing this in the 39:21.080 --> 39:27.200 1930s when this system really just began to take form. It took about 80, 90 years for 39:27.200 --> 39:32.180 people to figure out that if you stop getting yourself into these contracts or you use the 39:32.180 --> 39:38.440 incredibly powerful remedy of equitable recision to unmake the contracts, then you can put 39:38.440 --> 39:45.360 yourself back into that original position of being the source of issue for all credit in this country. 39:46.320 --> 39:52.640 Just able to take your signature on that piece of paper, as we discussed, and tender an instrument 39:52.640 --> 39:57.580 which the court is able to use to get paid to settle the matter and leave you the heck alone. 39:59.200 --> 40:06.980 So are you saying essentially that if you just bring equity to the court through your 40:06.980 --> 40:15.800 documents and the way that you use inquiry that the judge now has a different set of rules? 40:17.900 --> 40:24.280 It's a set of rules that runs concurrently to the law and takes over where the law falls short. 40:26.160 --> 40:33.800 So it is a personally guarded secret, but we're still subject to the same rules that 40:33.800 --> 40:37.680 everybody else is. It's just that everybody else tends to trip over these adhesion contracts, 40:37.920 --> 40:42.660 contract with the court six ways a Sunday, and then they come out saying, oh, they railroaded me, 40:42.960 --> 40:47.100 you know, they didn't accept my documents, they wouldn't talk about anything I want to talk about. 40:47.480 --> 40:52.540 Well, the reason was because that person created controversy, you know, they stumbled over a 40:52.540 --> 40:57.320 number of adhesion contracts that allow the judge to just basically run roughshod in the whole case. 40:58.040 --> 41:02.940 You know, when you don't do that, then you open up the door to just settling things like an 41:02.940 --> 41:09.500 accounting matter. You're able to use, you know, equitable means of getting these commercial remedies 41:09.500 --> 41:14.720 out there and just helping the court settle its books as an accounting matter. Since the court 41:14.720 --> 41:19.160 has already commercialized the matter by generating bonds on it that are being traded on the open 41:19.160 --> 41:23.720 market and feeding back into the court system, you know, into the judge's retirement fund 41:23.720 --> 41:31.780 and, you know, operating costs for the court. So we're really just using the concurrent 41:31.780 --> 41:38.560 systems of law that they've already set up, you know, in a way that kind of flummoxes the attacks 41:38.560 --> 41:44.980 that they bring against us. Well, let me give you an example from my case because we've been 41:44.980 --> 41:53.140 working together right on a court case involving debt for a while now. And one of the things 41:53.140 --> 41:58.900 that we observed, and we have had a little pushback on here, right, and which is kind of 41:58.900 --> 42:04.800 speaks to the adhesion contracts that you're referring to. But in the New York rules of civil 42:04.800 --> 42:12.360 procedure as in really every other state, to submit a document into a court case, you have to either 42:12.360 --> 42:18.740 have an affidavit of service, right, which proves that the document was delivered to the recipient 42:19.380 --> 42:25.500 with, you know, a third party, or they allow you to use like a special electronic 42:25.500 --> 42:31.960 filing system that, of course, you have to contract into. Now, when we submitted documents 42:31.960 --> 42:38.720 into my case, we didn't use either of those methods, right? We just used essentially the regular mail 42:39.820 --> 42:45.340 and, you know, sent them to their address, not to the court in general, but to directly to 42:45.340 --> 42:52.100 the parties like to the judge, the court clerk, etc. And then during the hearing, the 42:53.560 --> 42:59.220 attorney on the other side tried to challenge those documents, right, saying that they weren't 42:59.220 --> 43:05.980 entered into the record. But the judge said, no, they're in the record, essentially, right? But 43:05.980 --> 43:12.220 that's totally against the rules, right, of civil procedure. So is that, you know, how did that 43:12.220 --> 43:18.040 come about? Is that related to the adhesion contracts you were talking about? So that is 43:18.040 --> 43:22.640 the judge basically acknowledging the power of what it is that you're doing. You know, the equity 43:22.640 --> 43:28.140 reaches a lot deeper than just mere statute. So the statutes say, well, you got to use a filing 43:28.140 --> 43:32.940 system, you got to pay a filing fee, you have to have the style of the court on there in a 43:32.940 --> 43:37.940 certain way, we like, but the judge was just acknowledging the concurrent system of law that 43:37.940 --> 43:44.940 runs right alongside that, which states that the law of notice is sufficient for, you know, 43:44.940 --> 43:48.840 getting things onto the record. You know, the record is not some document on a computer. 43:49.480 --> 43:53.980 The record exists in the heart of the judge. It is actually a higher concept than, you know, 43:54.040 --> 44:00.200 any kind of recording of the or transcripts or, you know, dockets or case files. It exists in 44:00.200 --> 44:05.120 the hearts of in minds of all the people that are present in that case, especially the heart 44:05.120 --> 44:09.500 in mind of the judge. And so the judge there was just acknowledging that he already has 44:09.500 --> 44:13.940 constructive notice of all of your filings just because the court received them. You 44:13.940 --> 44:18.120 notice if you look up the definition is just intelligence by any means communicated. 44:18.720 --> 44:23.020 Well, as soon as they receive the notices, you've communicated the intelligence and constructive 44:23.020 --> 44:29.360 notice works by, you know, anybody who should be able to have knowledge of a thing, if it's 44:29.360 --> 44:35.360 posted in a public place or if it's delivered to one of their agents, they're supposed to have 44:35.360 --> 44:39.500 knowledge of it. And so the law of constructive notice says that when the clerk receives your 44:39.500 --> 44:46.100 mailings, the knowledge of those documents is automatically imputed to the judge by law. 44:47.280 --> 44:52.840 And the word imputed means he's charged with it. It just automatically falls upon him to have 44:52.840 --> 44:58.020 knowledge of those documents, even if he doesn't even read them. So the judge was just acknowledging 44:58.820 --> 45:04.560 basically a deeper law, a concurrent system of law, which is a lot more fair and moral, 45:04.560 --> 45:10.320 of course, that's equity for you than the statutes that they were originally telling you about. 45:12.760 --> 45:19.740 Now, I want to shift a little bit and talk about this sort of, you know, some people might refer 45:19.740 --> 45:24.680 to as a patriot law movement, a sovereign citizen movement. But even beyond that, right, 45:24.780 --> 45:30.320 just like kind of a freedom law movement, because there are many, you know, people out there who 45:30.980 --> 45:36.940 put out teachings or even who have courses, right, that realize that some of those terms 45:36.940 --> 45:42.940 are self-contradictory. And many of these teachers, and you know, I know you've learned 45:42.940 --> 45:48.820 material from them, I've learned a lot of material from them, find a lot of truth in 45:48.820 --> 45:57.180 actual law, right, that is on our side. And they've come up with a lot of different, 45:57.180 --> 46:03.680 you know, procedures that seem to be very consistent with the law. And maybe they've 46:03.680 --> 46:09.320 occasionally been successful. But generally speaking, they are unsuccessful, right. And that 46:09.320 --> 46:14.720 would be, you know, things like handing your birth certificate over to the judge in a courtroom, 46:15.020 --> 46:22.060 right, or doing a status correction or getting some, you know, special kind of passport or 46:22.060 --> 46:29.180 sending notices to the secretary of state or all these kinds of things. But they don't, right, 46:29.280 --> 46:37.220 they don't get actual remedy for the person in the end. Whereas in equity, you don't try to 46:37.220 --> 46:44.000 correct any of these things. You keep your status as a surety, right, you can still continue to 46:44.000 --> 46:50.180 do regular business in the real world. But you have this remedy where, you know, 46:50.180 --> 46:57.620 you can kind of bypass the commercial laws and settle it really the way it started with the signature. 46:59.820 --> 47:05.120 Yeah, yeah, there's a lot of people out there fighting and struggling to get back to 47:05.940 --> 47:11.940 a status that they are nostalgic for or longing for that they really never got to experience, 47:12.120 --> 47:17.800 you know, that our great grandparents maybe had, but that was given up by us through Congress 47:18.320 --> 47:24.160 in the 1930s. And that most of, most Western countries really never got to experience in the 47:24.160 --> 47:27.780 first place. I mean, all that stuff in the 1930s only happened because they had to get around the 47:27.780 --> 47:34.700 Constitution. But all of these, these argumentative processes whereby we, you know, we search deeply 47:34.700 --> 47:39.360 into the Constitution or people's charter rights or, you know, these case precedents, 47:39.420 --> 47:45.740 which usually went in our favor in the 1800s and in the modern day, don't. It's all based 47:45.740 --> 47:53.160 around this attempt to get back to a place that we really don't need to get back to in order to see 47:53.160 --> 47:57.760 remedy. You know, like you said, in that role of surety, we already have an incredible amount of 47:57.760 --> 48:02.460 power. You know, just using the commercial laws that have been wielded against us for so long, 48:02.780 --> 48:07.260 using the equity jurisprudence that gave the judges power over us for so long. 48:07.740 --> 48:12.600 In the modern day, we have figured out how to use these things to discharge any attacks 48:12.600 --> 48:19.460 that are brought against us. So other processes tend to be based on, you know, arguing and fighting 48:19.460 --> 48:24.580 about these things. And there are a number of people that came before us, which, you know, 48:25.520 --> 48:30.880 pulled out some very important aspects in that arguing and fighting. They discovered the bonds, 48:31.360 --> 48:36.300 you know, they talked about various commercial remedies that we've been able to adapt and 48:36.300 --> 48:40.720 run with. We stand on the shoulders of giants, you like to say. Yes, we all stand on the 48:40.720 --> 48:45.260 shoulders of giants, you have people like Roger Elvik, Victoria Joy. I mean, they really 48:46.540 --> 48:52.300 brought a firm foundation in commercial remedy. And we've taken the ball further down the field 48:52.300 --> 48:57.520 and we expect our students to do the same. You know, I want my ceiling to be the floor for my 48:57.520 --> 49:06.580 students. So, you know, our process takes a much different approach. And, you know, we've been 49:06.580 --> 49:12.020 getting ourselves into contracts for so long in the modern day. I mean, you know, we're all born 49:12.020 --> 49:16.000 into them, but then we continue to use them. We use that tax number to open a bank account. 49:16.200 --> 49:21.400 We use it to get a driver's license to fly a plane or rent a car. We're just contracting with 49:21.400 --> 49:26.860 Babylon all over the place. And then we feel like, you know, the walls are closing in, 49:26.980 --> 49:30.840 like the economy is getting rougher, you have this fear and the scarcity mentality. 49:31.360 --> 49:37.320 And it's causing us to just fall deeper into debt, which is, in our process, we call debt 49:37.320 --> 49:43.400 sins because, you know, the courts see them as the same thing. The courts are really running off 49:43.400 --> 49:49.140 of Roman ecclesiastical law. That's why the judge wears a black robe. That's why, you know, 49:49.200 --> 49:54.020 every court has a picture of Lady Justice, which is, you know, an illusion to a Roman 49:54.020 --> 49:58.860 deity. So, we are sinning or, you know, falling into debt all over the place. And 49:58.860 --> 50:04.600 so a big part of equity is repentance and forgiveness. You know, we have to forgive 50:05.160 --> 50:11.740 the people that we feel like have victimized us and put us in this role of surety. We need to repent 50:11.740 --> 50:17.480 for the mistakes that we've made, the contracts that we've gotten ourselves into. And, you know, 50:17.640 --> 50:22.740 repentance comes from the Greek word metanoia. I mean, it's where we get the word metamorphosis 50:22.740 --> 50:27.620 from. It doesn't mean saying, oh, I'm sorry, remorse is not repentance. It doesn't say 50:27.620 --> 50:33.520 that anywhere in Scripture. It's a transformation. You know, you're in this, this fallen state of, 50:33.520 --> 50:39.120 you know, being raised in this culture of surety ship where you're, you have all these false ideas 50:39.120 --> 50:45.540 put upon you from the time you were a child about health, about your place in the world, 50:45.760 --> 50:52.200 about who God is, and you're in this fallen state separated from your true identity, separated 50:52.200 --> 50:58.280 from God. And repentance is just this divine moment that comes where you experience the truth 50:58.280 --> 51:03.860 and you turn yourself around and you begin to walk in who you really were made to be 51:03.860 --> 51:10.460 and who God really is and your relationship. You know, the word sin comes from the Greek 51:10.460 --> 51:16.760 word ha martia, which a lot of people translate as missing the mark, like an archery term, but 51:17.400 --> 51:23.880 also be translated as formlessness. You know, ha is a negation and martia means form. So 51:25.480 --> 51:30.820 sin comes from a state of not knowing who we are, of having the form of being separated from our 51:30.820 --> 51:37.160 true identity. So a lot of what we do with the students is to work with them to be able to 51:37.720 --> 51:42.800 understand who God really created them to be so that they can make a transformation, turn around 51:42.800 --> 51:48.580 and begin to walk the path of that true purpose, their true calling and way that helps them to walk 51:48.580 --> 51:53.320 out of this indebtedness and this sin and all these attacks that are brought against them 51:53.320 --> 51:56.860 into a position of true honor and power where they can discharge 51:57.440 --> 52:03.340 all of these things and walk out their best life. I think too, it's important to understand, 52:03.600 --> 52:09.240 you know, what you know, a lot of people talk about a spiritual aspect, but you know, there 52:09.240 --> 52:14.240 really is an equity speaks to the conscience. So we know it's spiritual. Anybody that's been in a 52:14.240 --> 52:21.220 courtroom has felt the overwhelming power of seeing the judge way up there with a gavel and a black 52:21.220 --> 52:28.460 robe and you know, it's pretty scary, pretty intimidating and that it's on purpose. So, 52:28.720 --> 52:33.700 you know, and a lot of the students that come to us, we call it the domino effect, 52:34.080 --> 52:38.800 like one thing's happened in their life and then that leads to another thing and then 52:38.800 --> 52:43.560 that leads to another thing and another thing. And then it's just the dominoes falling and they're 52:43.560 --> 52:54.200 suddenly in this crisis place. And sometimes it's just one consultation with us to help them 52:54.200 --> 52:58.800 understand, wait, I mean, I've been looking at this all wrong. I've been looking at it through 52:58.800 --> 53:06.140 this false identity of not who I really am and not what's really going on. And once that 53:07.020 --> 53:12.180 repentance, that turn, that shift happens, they can see hope, they can see the light, 53:12.520 --> 53:17.540 and then things start to change for them just based on that, not even taking the class yet and 53:17.540 --> 53:23.720 we've actually seen that happen. So it's really amazing to understand that and just 53:23.720 --> 53:28.580 tell, you know, a lot of people think, you know, oh, they're corrupt and they're out to get me 53:28.580 --> 53:34.440 or whatever. It's just the way the system set up. It's definitely stacked against us. 53:34.440 --> 53:40.740 But if we know how to navigate it, we're not trying to bring down the system. We're trying to 53:41.660 --> 53:48.300 make sure that we're left alone, that we're treated fairly. And in a bigger sense, 53:48.480 --> 53:54.380 we would like to shift things. But that's done by everybody understanding who they are, 53:54.720 --> 53:58.940 who they really are, what that identity is, and how to ask the questions that 53:58.940 --> 54:04.540 compel the performance that they want to happen. Well, you know, I've really 54:04.540 --> 54:12.960 experienced that personally because I've been in two court cases, you know, where I litigated. 54:13.180 --> 54:18.340 Actually, they're more than two, but only two that I made appearances at hearings. 54:21.300 --> 54:27.520 And I was essentially looked at as, you know, I felt like they were looking at me as a dead 54:27.520 --> 54:32.300 beat. It's like if it was like the schoolyard, I would be the young, wimpy kid that they could 54:32.300 --> 54:37.280 just push around and use as a gopher. You know, they didn't take me seriously. 54:38.200 --> 54:45.280 They just walked right over me like as if I wasn't there. When I went, you know, to the 54:45.280 --> 54:52.240 same courtroom in one of those cases, bringing equity, it was totally different. Like you could 54:52.240 --> 55:03.860 tell they were intimidated. They, you know, they took me very seriously in a distinct way 55:03.860 --> 55:10.920 from the prior times. And I remember walking out of a hearing, you know, when I was litigating, 55:10.920 --> 55:16.960 and I just felt like tiny, right, and defeated, like the wind was taken out of me. 55:17.880 --> 55:24.420 But when I walked out of here, I'm like, damn, they're like, you know, they're thinking that I'm 55:24.420 --> 55:29.180 a real threat now. You know, they're like worried that they're going to get in trouble. 55:30.480 --> 55:36.880 Yeah, it was very, very different. Yeah, that's the power of equity. You know, when you're in 55:36.880 --> 55:43.120 that commercial, admiralty, maritime, or even common law place, I mean, it is brutal. And 55:43.120 --> 55:48.040 they always have another trick up their sleeve. I mean, that's why we don't try to beat them at 55:48.040 --> 55:54.040 their own game. You know, we just kind of unravel the commercial maze and give them something that 55:54.040 --> 55:59.980 they can use to get themselves paid. And they depreciated. I mean, our students receive much 55:59.980 --> 56:05.540 better treatment in court, bringing this process than anything they've been used to. 56:05.700 --> 56:07.820 And it was so wonderful to see that in your case, too. 56:07.820 --> 56:13.340 I think, too, that, you know, you were used to thinking of the Bible and the, you know, 56:14.100 --> 56:19.760 that is like some kind of, you know, right wing, something or other, that some political thing. 56:19.860 --> 56:27.420 But really, when you think about it, God is truth and fairness and, you know, what is right. 56:27.940 --> 56:33.560 And when you realize that that's what you're standing for, you know, whether it's in 56:34.300 --> 56:39.020 health and, you know, about the viruses and that sort of thing, or whether it's in these 56:39.020 --> 56:46.700 financial matters. And so God really is on your side when you're speaking truth and being righteous 56:46.700 --> 56:52.060 and caring about, you know, autonomy and independence and who we really are. So, 56:52.940 --> 56:56.900 that's another power. And so when it says things in the Bible like, you know, 56:57.220 --> 57:01.060 don't worry about what to say, because, you know, the Holy Spirit will give you the words 57:01.060 --> 57:06.020 in that moment, you know, because God is on your side. There is a spiritual aspect. 57:06.580 --> 57:11.900 And when you tap into that, it's a technology. You know, forgiveness is a technology. 57:12.380 --> 57:17.960 Repentance is a technology. A technology being something that makes your life better 57:17.960 --> 57:21.920 and that everybody can use and that changes the environment. 57:22.440 --> 57:27.200 And so when you start to look at these concepts as, you know, Jesus was teaching us 57:27.200 --> 57:33.200 a technology that works here, it's like, oh wait, this opens up a whole new avenue. 57:33.760 --> 57:39.200 Yeah, the world may hate it, but heaven, all of heaven backs you. It's the same thing when you 57:39.200 --> 57:44.780 talk about all the absurdities of virology. I mean, the Holy Spirit comes in and just backs 57:44.780 --> 57:48.900 you up and people can hear the truth ringing in your voice. It's the same thing when we 57:48.900 --> 57:55.620 walk into court and expose what they're doing, just using questions and get the case 57:55.620 --> 57:58.860 settled and discharged. Truth has a ring to it. 57:59.620 --> 58:05.380 Now, I want to just play devil's advocate for a minute because I've even heard some people in 58:05.380 --> 58:13.040 the law freedom space talk about this. But, you know, when you bring equity and get remedy, 58:13.320 --> 58:19.600 right, some might say that you're loafing on your debt, right, that you went in there, 58:19.600 --> 58:24.180 you promised to pay, you took out a loan, you know, they gave you their assets, 58:25.700 --> 58:31.500 and now you're basically leaving them high and dry. And of course, that would be immoral. 58:32.520 --> 58:37.500 And I want to just distinguish this from, we're not talking about like you borrow, 58:38.140 --> 58:43.620 you know, your neighbors power tools and then you sell them on eBay, keep the profit. 58:43.620 --> 58:49.420 We're not talking about that situation. So, can you speak to this like, you know, 58:49.640 --> 58:53.640 are you cheating when you bring equity? 58:54.760 --> 58:59.060 Yeah, the world hasn't worked like that in nearly 100 years, at least when you're dealing 58:59.060 --> 59:03.240 with banks and institutional players. You know, under modern monetary theory, 59:03.400 --> 59:07.080 negotiable instrument pass freely is a substitute for debt and discharge every 59:07.080 --> 59:14.420 debt dollar for dollar just on their face. So, when you, for example, you know, I talked about 59:14.420 --> 59:18.680 signing the credit card agreement with the bank, well, whether or not the bank approves you or 59:18.680 --> 59:23.080 rejects you for that credit card, they have already taken your performance contract to the 59:23.080 --> 59:28.480 central bank window, to the discount window at the Fed and gotten some digital dollars in their 59:28.480 --> 59:33.560 account. They, if they approve you for the card, then your monthly minimums also include 59:33.560 --> 59:38.100 insurance premium that they can cash in on if you ever stop paying. Additionally, they 59:38.580 --> 59:43.500 securitize the account in order to trade it on the open market and make even more profit. 59:43.840 --> 59:47.200 On top of that, they derivatize the account and trade it on the derivatives market. 59:48.620 --> 59:54.220 And additionally, once you, if you ever stop paying or you begin to pay an equity as opposed 59:54.220 --> 01:00:00.200 to FRMs, then they'll take it as a tax write-off. And so, they have been paid so many 01:00:00.200 --> 01:00:05.960 times over, I mean, thousands of times over what they actually lent you. It's not like they went 01:00:05.960 --> 01:00:13.160 into their vault and, you know, took a stack of cash and put it in your box or moved some gold over. 01:00:13.340 --> 01:00:18.000 No, they just, in conjunction with the local Federal Reserve branch of that area, 01:00:18.540 --> 01:00:23.620 they create the asset and the liability on their books at the very same time just by 01:00:23.620 --> 01:00:29.660 bookkeeping entry under the, under this Fed system. And so, they actually create the money 01:00:29.660 --> 01:00:36.460 out of thin air. And this is discussed in the infamous 1969 credit river decision out of Minnesota. 01:00:36.620 --> 01:00:42.280 There was a Justice of the Peace overseeing a case where a man came in and he had defaulted 01:00:42.280 --> 01:00:45.480 on his mortgage. He was trying to argue the bank never lent him any money in the first place. 01:00:45.660 --> 01:00:49.060 They just created the asset and liability on their books at the same time by bookkeeping 01:00:49.060 --> 01:00:53.540 entry. And the Justice of the Peace actually sided with them. We're in a whole opinion 01:00:53.540 --> 01:00:57.360 about how it was true and then wound up dead six months later. So. 01:00:57.660 --> 01:01:02.500 Right. And also, that was overturned in a higher court. 01:01:04.380 --> 01:01:09.460 But not based on the merits of the judge's opinion. It was overturned for a procedural reason. 01:01:09.920 --> 01:01:15.880 Yes, of course, because, you know, they can't let that stay on the books. But it's, you know, 01:01:16.000 --> 01:01:22.700 you, you can see how this works by simply looking at the Federal Reserve Act where it 01:01:22.700 --> 01:01:31.000 explains how this is. And I, in one of my court cases, actually, even before there was a court case, 01:01:31.680 --> 01:01:39.260 I requested from the bank the accounting entry for the loan. And they actually showed the 01:01:40.220 --> 01:01:48.340 liability and the credit appearing simultaneously in, you know, just their general, like, 01:01:48.340 --> 01:01:56.460 account for that. So like, nothing was moved, right, from their assets into my account. It was just, 01:01:56.700 --> 01:02:03.600 it was created as a double entry, you know, either when it was securitized or when it was 01:02:03.600 --> 01:02:08.880 traded at the Federal Reserve window, as you pointed out. So in other words, 01:02:09.960 --> 01:02:15.000 when you get a loan from a bank, they're not actually lending you anything. What they're 01:02:15.000 --> 01:02:20.900 doing is they're, they are kind of like the transfer agent. They take your signature, which 01:02:20.900 --> 01:02:26.800 provides the commercial energy to create the money, right? And this is how actually Federal 01:02:26.800 --> 01:02:32.660 Reserve notes come into existence. And they give that document to the Federal Reserve, 01:02:32.940 --> 01:02:37.820 which they're a member bank, and then the credits in the amount of that document are then 01:02:37.820 --> 01:02:39.120 put in the bank's account. 01:02:41.960 --> 01:02:48.200 It actually works to discharge the national debt in a way too, right? Like, 01:02:48.320 --> 01:02:53.280 because it's more balancing than even paying an FRNs, which just creates more debt. 01:02:53.920 --> 01:03:01.640 Sure. So when you, you're saying when you use the equity commercial process of the acceptance, 01:03:03.420 --> 01:03:10.460 you're actually settling debt, correct? Yes. When you pay in bank notes, 01:03:11.160 --> 01:03:14.320 well, a note is just evidence of a debt. I mean, you can look that up in blacks. 01:03:14.840 --> 01:03:19.040 Paying a debt with the debt is obviously not discharging the debt. This is why the 01:03:19.040 --> 01:03:24.940 national debt keeps increasing every minute of every day. Equity will actually reach 01:03:24.940 --> 01:03:30.100 into both sides of the ledger, the private and the public side of the ledger and zero 01:03:30.100 --> 01:03:34.280 out the entire thing, just adjust and set off both sides of the ledger so that 01:03:34.280 --> 01:03:39.800 it's the only process whereby you actually decrease the national debt when you pay this way. 01:03:41.260 --> 01:03:47.060 So even though it may seem on the surface that you're cheating someone, 01:03:48.540 --> 01:03:53.560 they actually, you're not because they didn't actually provide anything but a service. 01:03:54.280 --> 01:04:04.860 And by using the equity process, you're actually zeroing out that debt. So our national deficit 01:04:04.860 --> 01:04:12.320 is being reduced rather than added to. Whereas if you pay with federal reserve notes, 01:04:12.620 --> 01:04:17.280 that's just another debt instrument. So you're adding debt upon debt. 01:04:18.740 --> 01:04:24.800 Correct. The whole idea of having to pay them back with notes is a fiction of law created to 01:04:24.800 --> 01:04:30.600 obfuscate the performance side of things where it's your performance that actually generates 01:04:31.280 --> 01:04:36.100 the claim that they have on any funds that they receive from the central bank that gives 01:04:36.100 --> 01:04:39.900 them the ability to create the credit and the liability on their books in the first place. 01:04:41.260 --> 01:04:45.720 So it is really the only real way that there is to pay anymore. 01:04:48.080 --> 01:04:56.500 Absolutely. The only real way to pay. That's catchy. I think that overall what you're saying 01:04:56.500 --> 01:05:05.880 is kind of like that if you employ equity in commercial matters, you're actually removing 01:05:05.880 --> 01:05:14.500 yourself from being a slave, a wage slave, a debt slave. And now you're becoming a man or a 01:05:14.500 --> 01:05:20.360 woman with the full autonomy, sovereignty, and power that God provided for you. 01:05:21.540 --> 01:05:27.100 Correct. I mean, that's very true because in that role of voluntary surety, many people 01:05:27.100 --> 01:05:32.180 feel victimized by it. Many people feel hemmed and by it. But you actually have an immense 01:05:32.180 --> 01:05:36.200 amount of power. Even though we have seated the ability to create money to the banks, 01:05:36.800 --> 01:05:40.260 our signatures are still the source of original issue for all commerce. 01:05:40.260 --> 01:05:47.500 They can only do what they do because we keep giving them signatures on all of these promises, 01:05:48.160 --> 01:05:54.560 these versatility notes, these credit card agreements. They're only able to do what they 01:05:54.560 --> 01:06:00.640 do because of our promise performance as represented by our signature. And so when you 01:06:01.380 --> 01:06:06.640 become the fool, we understand your power and your authority in that role, 01:06:07.300 --> 01:06:14.420 you are able to kind of pull that thread that unravels the whole sweater and discharge any claim 01:06:14.420 --> 01:06:20.000 against you, any charge against you, and just be left alone to enjoy your life and enjoy your 01:06:20.000 --> 01:06:25.240 family and your land. We've kind of become the CEO of our lives, which is like we're making 01:06:25.240 --> 01:06:31.020 decisions with our signature and not seeing it as like a personal attack that we have to fight 01:06:31.020 --> 01:06:35.420 and feel victimized. We're just the CEO. We're going to sign off on that and sign off on that. 01:06:35.700 --> 01:06:40.360 Correct. Okay, now it's done. It's paid. And the beauty of it is that there are many, 01:06:40.420 --> 01:06:44.080 many people that have already gone before you. I mean, there are incredibly 01:06:45.220 --> 01:06:50.160 severe criminal cases that have been discharged with these methods. It's the only process where 01:06:50.160 --> 01:06:56.100 somebody in New York City can do the same process as a guy in the outback of Australia 01:06:56.100 --> 01:07:01.480 and get the same results. From everything, from traffic matters all the way up to federal 01:07:01.480 --> 01:07:07.280 criminal court, we have seen incredible miracles in equity and repeatable, replicable 01:07:08.180 --> 01:07:13.840 miracles that anybody can experience in their lives if they just learn the material and apply it. 01:07:13.980 --> 01:07:21.780 And we have so many students. We've got a forum, a telegram group, and the students are sharing 01:07:22.820 --> 01:07:29.000 one questions about things that come up because it's very case specific if people are applying in 01:07:29.000 --> 01:07:33.920 all kinds of different ways. And so they can help each other. But they're also sharing their 01:07:33.920 --> 01:07:40.120 successes. And the successes are amazing. They're just, and they keep coming and they keep coming. 01:07:40.360 --> 01:07:46.480 And so that we truly believe that this is going to be a shift in thinking, just like with 01:07:46.480 --> 01:07:50.780 what you're doing, Andy, with the information that you're putting out there on social 01:07:50.780 --> 01:07:57.320 media and different platforms and everything about what the real truth is about our health and our human 01:07:57.320 --> 01:08:02.920 bodies and taking charge of our own health. Well, this is taking charge of your own 01:08:04.200 --> 01:08:12.960 finances and law in the same way. We don't want to go hire a doctor or hire a lawyer or hire 01:08:12.960 --> 01:08:19.040 a guru. You want to be able to do it yourself. And that's what we're empowering people to do. 01:08:19.820 --> 01:08:25.340 Well, that's awesome. And of course, I always say be your own health authority and we could say 01:08:25.340 --> 01:08:32.300 be your own law authority as well. And, you know, I keep thinking that in the coming 01:08:32.880 --> 01:08:39.020 surveillance state that if we want to play in that system and be subject to the penalties that 01:08:39.600 --> 01:08:46.380 this will be the remedy that we'll have to, you know, maintain our ability to be somewhat 01:08:46.380 --> 01:08:53.560 free in that system. And I feel that it's one of the most important bodies of knowledge for people 01:08:53.560 --> 01:09:00.480 to acquire to be prepared for the future. And in fact, collectively, I think that we can have 01:09:01.280 --> 01:09:06.920 quite a lot of influence. Like, for example, let's say that, you know, banks just start 01:09:07.660 --> 01:09:15.080 realizing this because every one of their borrowers uses equity to settle their loan 01:09:16.380 --> 01:09:22.940 they would want to attract as many borrowers as possible because they're becoming enriched 01:09:23.660 --> 01:09:32.800 by it. But they're not able to now make, you know, five times the value of the note. They can only 01:09:32.800 --> 01:09:38.580 make the value of the note. So they'll need to have more notes. And that'll open up more 01:09:38.580 --> 01:09:44.660 opportunities for abundance to people. And instead, and it will help distribute the 01:09:44.660 --> 01:09:50.380 wealth more evenly over time, I think. Yeah. Yeah. That's an excellent way of putting it, 01:09:51.180 --> 01:09:57.480 for sure. I mean, you know, right now, those that run the banks are more interested in control 01:09:57.480 --> 01:10:03.560 than, you know, our ability to generate revenue for them. But the more people that understand 01:10:03.560 --> 01:10:08.220 this, they're not going to have a choice. You know, once we begin to understand their 01:10:08.220 --> 01:10:14.060 laws and operate in them, there's going to be a sea change. And they're going to 01:10:14.620 --> 01:10:19.740 be forced to work with us instead of trying to lord it over us. It's, you know, 01:10:19.780 --> 01:10:24.560 just as equity created an incredible shift in consciousness 700 years ago when it first came 01:10:24.560 --> 01:10:31.960 about. And it has the real ability to overturn the modern financial system into something 01:10:31.960 --> 01:10:37.080 that actually works for the people instead of against them. And, you know, speaking of 01:10:37.080 --> 01:10:42.700 the coming changes to, you know, central bank currencies and increased surveillance and all 01:10:42.700 --> 01:10:47.220 this. I mean, we all have a lot of commercial and public exposure out there. So we could all 01:10:47.220 --> 01:10:53.540 stand to benefit from, you know, learning how to move privately, how to discharge, you know, 01:10:53.600 --> 01:10:58.620 any tax claims and court claims that are brought against us, get our name off of things, you 01:10:58.620 --> 01:11:03.000 know, operate through trust systems. We have a whole other class, separate from the equity 01:11:03.000 --> 01:11:08.820 class about how to operate in private trust systems and PMAs and private ministries and 01:11:09.480 --> 01:11:13.760 even, you know, incorporating corporations into that system of need be if you're in a heavily 01:11:13.760 --> 01:11:19.920 regulated industry, but teaching people how to be able to operate in commerce, but still be able 01:11:19.920 --> 01:11:24.000 to live separately in the private, you know, extract the profits down into the private where 01:11:24.000 --> 01:11:28.500 they can be protected without it ever having to touch your name. And, you know, we have 01:11:28.500 --> 01:11:34.300 adapted that to all Western countries. So combined, it just makes an incredible platform 01:11:34.300 --> 01:11:41.260 and foundation whereby you can be completely untouchable, settle all of your claims and charges 01:11:41.260 --> 01:11:46.300 against you, you know, operate in commerce, provide for your family and be completely protected. 01:11:46.800 --> 01:11:53.660 Right. And, you know, I have some experience operating a business that way. And, you know, 01:11:53.660 --> 01:11:59.440 one of the things is because I operated a business, you know, in the full system, you know, 01:11:59.460 --> 01:12:07.820 paying all the taxes, following all the regulatory contracts, etc. And everything is so stacked 01:12:07.820 --> 01:12:15.660 against you as a small business owner, as an entrepreneur, because the monopolistic, large, 01:12:15.800 --> 01:12:21.300 multinational corporations have essentially in conjunction with the government created 01:12:21.300 --> 01:12:27.160 regulatory environments that essentially are monopolistic practices that makes the barrier 01:12:27.570 --> 01:12:36.060 of entry for competition too high. But when you employ, you know, equity and these private 01:12:36.590 --> 01:12:42.320 trust and other structures, now it levels the playing field. You can actually compete. You're 01:12:42.320 --> 01:12:50.260 not, you know, paying half of your profit in taxes. You're not dealing with sales tax. You're 01:12:50.260 --> 01:12:56.640 paying regulatory fees and being subject to inspections and fines. Now, it doesn't absolve you 01:12:56.640 --> 01:13:02.540 from being responsible and doing the right thing. Right. I ensure the quality of my products and 01:13:02.540 --> 01:13:09.220 services independently, you know, probably to higher standards and for the purpose of, you know, 01:13:09.320 --> 01:13:15.980 safety and value, not for the purpose of driving out competition and protecting 01:13:17.080 --> 01:13:25.020 people's business interests. Right. So this is the application of this knowledge. And I want to 01:13:25.020 --> 01:13:29.580 give you a chance to, you know, give a little description because you have these two courses 01:13:29.580 --> 01:13:35.200 available at standingontherock.com and we'll put the link below in the show notes. But can you 01:13:35.200 --> 01:13:42.020 give us a little bit of description of how the courses run and what benefits people receive? 01:13:43.040 --> 01:13:49.840 Sure. So the equity course runs for 13 weeks. We meet on Wednesdays at 6 p.m. Eastern. 01:13:50.760 --> 01:13:55.340 All the training is recorded. So all the students have ongoing access to the recordings of the 01:13:55.340 --> 01:14:01.080 classes and all students have the ability to attend all future classes. So once you're in, 01:14:01.200 --> 01:14:06.100 you're in for a life. You can join all the live classes. You become a part of a thriving 01:14:06.100 --> 01:14:10.600 community with hundreds of people in it that are all in various stages of bringing equity 01:14:10.600 --> 01:14:16.000 to their lives and sharing wins and helping each other with strategy. And the course for 01:14:16.000 --> 01:14:22.120 the trust system class runs for 12 weeks. It's a trust system that's entirely built upon equity 01:14:22.120 --> 01:14:29.980 jurisprudence. It's a private trust system. We have basically dived into 700 years' worth of 01:14:29.980 --> 01:14:37.460 case precedents and extracted every last power that we can use to help you run a trust system 01:14:37.460 --> 01:14:42.240 according to the very best practices, even in the worst case scenarios, even if the tax 01:14:42.240 --> 01:14:46.620 agency is breathing down your neck and you only got a week to act, we can even help somebody 01:14:46.620 --> 01:14:52.700 in that situation. It doesn't absolve you of the duty to pay tags, but we teach you a better 01:14:52.700 --> 01:14:58.260 way to pay. We don't pay with the banknotes. We pay with another way that they honor 01:14:58.260 --> 01:15:02.700 our signatures on a very particular type of nutritional instrument. And we take you through 01:15:02.700 --> 01:15:08.220 the primary source material, not just secondary sources like blacks and Burton's and Levine's 01:15:08.220 --> 01:15:13.120 and Blum's contracts and all these things, but actually diving into the primary source 01:15:13.120 --> 01:15:19.300 material no matter what country you come from in order to prove out how and why this process 01:15:19.300 --> 01:15:24.440 works down to a fundamental level and how even tax agencies can take these negotiable 01:15:24.440 --> 01:15:28.780 instruments and actually have a financial pipeline for processing them. We've 01:15:28.780 --> 01:15:34.380 proven all of this out in the primary source material. And so when you combine these two classes, 01:15:34.640 --> 01:15:41.000 it is absolutely the best remedy out there for remaining private and protected. The equity 01:15:41.000 --> 01:15:46.420 class gives you everything you need to discharge any debt or any claim brought against you. 01:15:47.040 --> 01:15:52.180 And the trust system class will help you if you have a little bit more commercial exposure, 01:15:52.360 --> 01:15:56.060 you're going to need some extra asset protection while you're going about bringing 01:15:56.060 --> 01:16:01.620 that discharge process and equity. If you have a small business or you own lots of properties, 01:16:01.800 --> 01:16:07.160 or if you even just want to be as protected as you possibly can be, then you're going to 01:16:07.160 --> 01:16:11.140 want the trust system class as well. But there are plenty of students that just use the equity 01:16:11.140 --> 01:16:17.300 class to discharge things. And there's a whole range of use cases for both. 01:16:17.940 --> 01:16:24.480 I think too, also the classes offer in the equity class, there's actually both classes 01:16:24.480 --> 01:16:30.400 we offer ample time for Q&A, people to bring their specific situations and ask questions. 01:16:30.900 --> 01:16:36.500 In the trust class, we actually take volunteers and their situation, whatever business or small 01:16:36.500 --> 01:16:41.360 business and their family situation, and we just diagram the whole trust for them. 01:16:42.200 --> 01:16:47.780 This very, very valuable because we use a layered system of trust that we feel that's 01:16:47.780 --> 01:16:55.240 the best thing and it's a very creative use of trust. So all that is of great value. And then 01:16:55.240 --> 01:17:01.220 the telegram groups, there's new groups and then the alumni groups where questions are answered 01:17:01.220 --> 01:17:06.780 and we have a team also helping us with answering those questions. So it's very active. 01:17:07.340 --> 01:17:11.140 We don't just turn over some trust documents. People actually teach you how to write your own 01:17:11.140 --> 01:17:16.920 trust documents and how to operate in them day to day. So it makes a huge difference in people's 01:17:16.920 --> 01:17:20.020 lives. It's something that can really take forward and pass down to the next generation. 01:17:20.580 --> 01:17:23.460 And you can find all of this at standingontherock.com. 01:17:23.920 --> 01:17:30.740 Well, I have to vouch that you guys really do stay around for hours to answer questions and 01:17:30.740 --> 01:17:38.280 people will keep asking questions for hours. At some point, we have to cut it off, but 01:17:38.970 --> 01:17:43.640 you really do go the extra mile. And one thing you didn't mention that I think is very 01:17:43.640 --> 01:17:54.740 important is that you do extensive work practicing court scripts and scenarios. And you guys are 01:17:54.740 --> 01:18:01.380 like masters at putting on the different judge hats, especially Margaret. 01:18:03.220 --> 01:18:12.640 But right, like you come out and it really is key because it's very intimidating to be in a 01:18:12.640 --> 01:18:18.460 courtroom with the judge sitting on an elevated platform with the black robes and everything. 01:18:18.840 --> 01:18:26.420 You've got an armed guard in there and there's a certain amount of decorum that is mandated. 01:18:27.000 --> 01:18:39.100 So having gone through the process in a mock form really helps you just feel confident to 01:18:40.500 --> 01:18:46.540 say what you need to say in the courtroom because you have to be prepared to interrupt the judge, 01:18:47.160 --> 01:18:51.780 which is kind of a scary thing to do. And they may not like it. 01:18:53.020 --> 01:18:57.540 Yeah, we have hundreds of experiences from all the hearings that we've attended personally, 01:18:57.540 --> 01:19:03.380 that our students have attended. And we know just about every type of personality a judge 01:19:03.380 --> 01:19:08.020 can have out there. So we can wear a number of different hats. And we really grill the students 01:19:08.020 --> 01:19:12.580 on this stuff, you know, make sure that they are building confidence in these role play scenarios 01:19:12.580 --> 01:19:19.240 where we kind of just mock out a whole court trial or a whole hearing. It's a big part of 01:19:19.240 --> 01:19:23.820 the class. It's one of the things that really sets our class apart. We do an excellent, 01:19:24.560 --> 01:19:29.020 really deep dive on getting the students prepared to speak in court. It's a really 01:19:29.020 --> 01:19:33.680 scary thing for a lot of people. But we've taken a lot of people that have a fear of public 01:19:33.680 --> 01:19:39.380 speaking, don't want to have anything to do with talking to authority, and we can turn a mouse 01:19:39.380 --> 01:19:44.500 into a lion. You know, we raise them up to be just incredibly powerful and forceful in the 01:19:44.500 --> 01:19:49.420 court of law without ever having to argue and fight. So this is really what makes the difference 01:19:49.420 --> 01:19:54.000 is we're there to show honor to the court. You know, sometimes they're disrespectful and 01:19:54.000 --> 01:19:58.920 they're dishonorable, but we have a way of pushing back on that and redirecting the 01:19:58.920 --> 01:20:06.420 conversation back to our goals. And the students wound up being quite witty, quite able to think 01:20:06.420 --> 01:20:12.560 on their feet. And, you know, they're just prepared for anything that a judge could possibly throw 01:20:12.560 --> 01:20:17.740 with them. In addition to what we offer in the classes, we also do private coaching. So if a 01:20:17.740 --> 01:20:25.020 person has, you know, a very in-depth matter and needs a little extra, we can do that as 01:20:25.020 --> 01:20:30.120 well. And then also in the Telegram group, there's a section for the students, just them meeting 01:20:30.120 --> 01:20:36.540 together and practicing the court scripts too. And sometimes we will sit on those, but sometimes 01:20:36.540 --> 01:20:41.180 it's just the students just getting together and practicing. So we just provide a lot of 01:20:41.180 --> 01:20:47.920 opportunity for that to take place. Well, it's really fantastic what you guys are doing. 01:20:48.640 --> 01:20:54.300 I just want to thank you so much for coming on here and answering all these questions and 01:20:54.300 --> 01:20:59.980 really giving us a great introduction. And I hope people out there go and find out more 01:20:59.980 --> 01:21:07.280 about their course. Remember, the link is provided below. And, you know, this is where I go 01:21:08.080 --> 01:21:15.180 to learn, practice, and get guidance and highly recommend it. I'll see everyone next time 01:21:15.180 --> 01:21:18.740 on The True Health Report. Thank you so much, Andy. 01:21:20.340 --> 01:21:27.240 Even if you're doing your best to live clean, you're still being exposed from off-gassing furniture 01:21:27.240 --> 01:21:34.340 and plastics in your food to synthetic fibers, personal care products, and even medical imaging 01:21:34.340 --> 01:21:41.280 procedures, especially fat soluble chemicals. 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